How Long Does It Take for Sigs Application Under Review Status to
Are you trying to check your Barclays credit card application condition?
Well, y'all're in luck equally Barclays makes it easy to check your status with a simple application status checker.
In this article, I volition show you how to check your Barclays credit bill of fare application status online or over the phone. Then I will give you some handy reconsideration tips that have worked for me when Barclays has denied me.
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How to bank check your Barclays credit card awarding status
You can check your awarding status by accessing Barclay'southward application condition checker or by calling Barclays customer support. I prefer checking online every bit it's less cumbersome than calling.
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Check your Barclays credit card awarding status online
The type of credit card you are applying for will determine which application status checker you can choose to check your Barclays credit card application condition.
- For personal Barclay credit cards: click here
- For business Barclay credit cards: click here
You lot won't need an awarding number, just y'all will need the following to bank check the status:
- Last proper name
- Last four digits of your Social Security Number (SSN)
- Nil code
- Due east-mail address
(Call back, information technology must match the data y'all gave during the application procedure.)
After filling the blanks with your information, you lot'll be able to view the status of your credit card application.
You will only see the most recent credit card awarding status dating upward to 90 days from the application submission. It's not like Amex application condition checker which allows y'all to look at all past applications.
You volition see iii messages when checking the status of your Barclays credit carte du jour.
- Denied
- Reviewing (pending)
- Canonical
Application status: "denied"
If your status says that you're denied, then you lot'll probably want to call the afterthought line telephone number found below.
Reasons for your denial will commonly exist related to the number of inquiries, the number of new accounts, debt-to-income ratio, or not following the Barclays credit card rules.
Application status: "reviewing" or "pending"
If your application is beingness reviewed, so you may just need to look a few days because Barclays is processing your app. Sometimes calling into the afterthought line volition expedite this but other times you must simply wait information technology out.
An application being reviewed will usually be because someone has to review your credit report and determine if you are also risky or non profitable.
Awarding condition: "canonical"
Congratulations, you take been approved! Y'all won't need to do anything else besides waiting up to ten business organisation days for your credit card to make it at the billing address.
Check your Barclays credit card application status by phone
Yous can check your Barclays credit card application status via phone by calling the following numbers:
- +1-877-523-0478
- +one-888-232-0780
Stay on the line until yous can say or select the option to "bank check on an application." Brand sure you have your information ready.
If you need, they can also straight yous to a credit analyst for afterthought.
What Barclays credit cards tin I cheque my application status for?
You should be able to check your status for any Barclay personal or concern credit card including:
- AAdvantage® Aviator® Business Mastercard®
- Diamond Resorts World Mastercard®
- Pick Privileges® Visa Signature® Card
- Carnival® Earth Mastercard®
- Miles & More® World Elite Mastercard®
- AAdvantage® Aviator® Red World Aristocracy Mastercard®
- Holland America Line Rewards Visa® Carte du jour
- JetBlue Plus Card
- Barnes & Noble Mastercard®
- Hawaiian Airlines® Business Mastercard®
- Borderland Airlines World Mastercard®
- Hawaiian Airlines® World Elite Mastercard®
- JetBlue Concern Card
- JetBlue Card
- NFL Extra Points Credit Card
- Priceline Rewards™ Visa® Carte
- Princess Cruises Rewards Visa® Card
- RCI® Elite Rewards® Mastercard®
- Uber Visa Card
- Upromise® Mastercard®
- Wyndham Rewards® Visa® Card
How long does approval take?
If your credit card approval is not instant, information technology could take upward to 10 business organization days to process the application manually.
If you lot suspect things are lingering too long then check with the reconsideration line number below.
On another notation, Barclays is known to make applications go into review. Don't worry too much if your application is being reviewed equally it's common with people that have high or low credit scores.
How long does it take to receive a Barclays credit card?
Barclays claims y'all volition receive your credit card within 10 business organization days of your application beingness canonical. At the time of approval, Barclays will as well quote the number of days it volition take for you to receive your menu, normally up to x concern days.
In my experience, it usually took no longer than seven business organisation days to receive my new Barclays credit card. Barclays will expedite cards for a fee.
Can I check for credit limit increase approval?
Barclays doesn't have a tool to bank check the status for your credit line increment online.
Then, the only way for you lot to cheque is to call Barclays and talk to a credit annotator. They volition give you the status and might request more than information from y'all or peradventure give you reasons why yous were denied a credit line increase.
You tin can call a Barclays credit analyst for personal cards with this phone number:
- +ane-866-408-4064
For business concern cards:
- +ane-866-710-2688
Barclays credit carte rules
Barclays has a few rules for new applicants restricting credit menu sign-ups. These rules aren't exclusive to Barclays as other bank issuers will besides have rules.
No limit to the number of cards
Barclays doesn't have a limit to the number of Barclays credit cards y'all hold. That means you can concord as many cards you want with Barclays, but merely if y'all go approved. Still, it might be a good thought to go on information technology to a reasonable number.
90 days for minimum spend
You have 90 days from when you applied for your Barclays card to meet your minimum spend. Therefore, you starting time counting the 90 days one time you practical for the card, not when you received it.
Barclays doesn't have any hard rules
Surprisingly, Barclays doesn't take many hard rules beyond all their cards. While some claim they have rules regarding the number of cards you can utilize within 24 months (half-dozen/24), Barclays doesn't put anything in writing and doesn't always enforce these rules.
Some soft rules like waiting six months to use for a new Barclays credit card are true for some people. Withal, there are data points out there showing how information technology's non the same for every person.
Barclays actually focuses on the credit report more than anything else. And so, if your score is not above 700, yous volition have a harder fourth dimension getting a Barclays credit card approved.
Barclays credit card reconsideration line
If y'all're not approved, or even having an application under review, you volition want to call up a Barclays credit analyst. They will be able to review your awarding and give y'all feedback or asking more than information from you and perhaps get you approved for a credit menu.
Barclays afterthought phone number and hours for personal cards
The phone number for personal bill of fare applications is:
- +one-866-408-4064
You can likewise try:
- +1-800-308-6008
And the operating hours:
- 8am to 12am EST (midnight) vii days a week
Barclays reconsideration phone number and hours for business concern cards
The phone number for personal carte du jour applications is:
- +1-866-710-2688
And the operating hours:
- 8am to 8pm EST vii days a week
What to say in a reconsideration call
Handling a reconsideration call isn't very difficult, merely in that location are a few things yous should consider.
The first is that yous demand to have a good reason for why you're seeking a card.
Hither are some splendid reasons for seeking new credit cards:
- Yous need the credit menu(due south) to help segregate your expenses for some purpose (e.g., starting multiple businesses)
- Y'all're switching or trying to build up a relationship with a specific airline like American Airlines (but works if you're getting that particular co-branded card)
- Y'all don't want to pay foreign transaction fees, or you are attracted to some other benefit (e.g., chief rental motorcar insurance)
- You prefer i involvement charge per unit (Apr) over another (especially when dealing with balance transfers)
- Prefer pin and bit over sign and scrap
- Yous want to utilize the benefits and gain awards past using the card for everyday spend (everyday spend shows profitability towards Barclays)
Generally, information technology's not a skillful idea to tell the telephone reps that you're just going after a card because you think it has a "bang-up sign-up bonus." That will make you look like an unprofitable customer, or even worse, a "gamer" which whatsoever bank has come to despise.
Don't be nervous when calling Barclays. The credit analysts have the ability to change your application deprival to an approval. Plus, if you are at-home and cool and not trying to game the amanuensis, they will be more willing to assistance you out.
Barclays credit pulls
Barclays is known to pull from the TransUnion credit agency.
This is bang-up as TransUnion is pulled from the least compared to the other credit bureaus, so you can requite your credit report a remainder in many cases.
If you lot got denied by Barclays, you lot would still have a hard pull on your credit report. Difficult pulls volition stay on your credit report for 2 years only should lose their effect for FICO scores after one year.
Barclays referrals
While Barclays doesn't accept an official refer-a-friend programme like Amex, it does sometimes target current cardholders giving targeted cardholders referrals to hand out.
Unfortunately, the targeted referrals from Barclays aren't frequent and come up in waves lasting a express amount of time. So, if you can accept advantage of referring someone to get some kickback, you lot should exercise it and call yourself lucky.
Final word
Don't be worried if your application is pending as Barclays is known to accept their fourth dimension to review applications. If you did end upwardly getting denied, telephone call that retentivity line as those credit analysts practice have the power to approve you.
I hope you institute this commodity helpful. Think we aren't Barclays, so we cannot guarantee anything, but if you have whatsoever questions, drop them down in the comments below.
This article was originally published by Steve Smith.
Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, WalletFlo. He is a former attorney turned full-time credit card rewards/travel skilful and has earned and redeemed millions of miles to travel the world. Since 2014, his content has been featured in major publications such every bit National Geographic, Smithsonian Mag, Forbes, CNBC, US News, and Business Insider. Find his full bio here.
Source: https://www.uponarriving.com/barclays-credit-card-application-status/
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